MLO Job Description

Big Valley Mortgage (BVM) is experiencing rapid growth and we are seeking career minded Mortgage Loan Originators to join our team in the Greater Sacramento and Central Valley Markets. The Mortgage Loan Originator (MLO) will proactively solicit new residential mortgage loans in order to meet established loan quality and production goals. He or she will develop and maintain a strong network of business relationships to ensure a recurring source for mortgage loan referrals. This network could include Realtors, mortgage professionals, builders, other professional and personal contacts, and any other referral sources the MLO develops. The MLO will enhance this network by regularly participating in business-related development opportunities, community events, and interacting with professional organizations. The MLO is expected to maintain a thorough understanding of Big Valley Mortgage’s lending programs, policies, procedures, and regulatory requirements. The MLO would also have the possibility of applying for BVM’s robust in-house lender program, where MLO’s work directly out of BVM’s ever growing MSA network.

Job Requirements:
• A high school diploma and equivalent work experience
• A minimum of two continuous years in a mortgage-related position, with experience generating
self-sourced business
• Full NMLS: An individual in this position has been determined to be a Mortgage Loan Originator
as defined by the S.A.F.E. Act, because his or her responsibilities include taking
applications, discussing terms, and/or negotiating rates on loans secured by real property
• A valid California driver’s license and a clear driving record

Desirable skills/experience:
• A bachelor’s degree
• Exceptional customer service skills
• Strong credit and general financial analysis skills
• Current working knowledge of the mortgage industry
• Excellent ability to collect and report information on market conditions, including products and
services offered by other organizations
• A thorough understanding of the secondary market, including governmental programs
• Strong oral and written communication skills
• Working knowledge of office equipment and technology as it pertains to mortgage originations
(Encompass, Optimal Blue, Microsoft Office Suite)

The successful candidate will need to pass a pre-employment background check. Big Valley Mortgage is an Equal Opportunity Employer offering excellent benefits including medical, dental, vision, and 401(k).